Advantages of Buying a Home Without an Home Owner Association

Discover why buying a home without an HOA could mean more freedom, fewer fees, and greater peace of mind.

Why Homeowners Are Saying “No Thanks” to HOA's

With over 30 years of experience and more than 1,600 families served across Greater Cincinnati and Dayton, Don & Wendi Sheets of Team Proven Home Pros know exactly what today’s buyers are looking for—and one rising trend is clear: many buyers are actively seeking homes without a homeowners association (HOA).

A recent Redfin survey found that 67% of buyers would prefer a home without an HOA if given the option.

Quick Takeaways

• 🏡 No extra monthly HOA fees = more buying power
• 🌳 Enjoy full control over your yard, garden, and property
• 🚗 Park RVs, boats, or work trucks without restrictions
• 🐕 Fewer pet or breed limitations
• 🔧 Handle maintenance on your terms and timeline

10 Reasons to Buy a Home Without an HOA

1. More Financial Freedom

HOA fees can range from $100 to over $500/month. Buying without one saves you thousands annually—money you can use for upgrades, savings, or fun.

2. Fewer Rules, More Freedom

Paint your front door hot pink. Hang up holiday lights in July. Fly your favorite flag. When there’s no HOA, you make the rules.

3. Easier to Park Boats, RVs & Work Vehicles

Many HOAs ban recreational or commercial vehicles in driveways. No HOA? No problem.

4. No Surprise Special Assessments

Ever been hit with a $5,000 “emergency roof fund” bill? Without an HOA, you’re in control of when and how money is spent.

5. More Pet-Friendly Policies

Some HOAs limit the number, size, or breed of pets. Non-HOA homes tend to be more flexible.

6. Greater Creative Control Over Landscaping

Install a koi pond, build the chicken coop of your dreams, or go wild with your garden—without citations.

7. No Micromanaging Neighbors

Tired of letters about garbage cans or kids’ sidewalk chalk? Life without an HOA often comes with a little more grace.

8. Easier Renovation Approval

Skip months-long approval processes. Local permits still apply, but you avoid extra red tape.

9. Potentially Faster Resale

Many buyers in Ohio are seeking non-HOA homes—and can move quicker without waiting for board approval.

10. Lower Monthly Cost of Living

No HOA fees = lower debt-to-income ratio and greater loan eligibility.

Buyer Checklist: Evaluating a Non-HOA Property

Neighborhood Spotlight:

Beavercreek, Ohio

Beavercreek offers a wide variety of non-HOA properties with spacious lots, mature trees, and easy access to shopping, Wright-Patterson AFB, and major highways.

"We were new to Ohio and had very specific needs—no HOA, space for a workshop, and good schools. Don & Wendi nailed it. They found us the perfect home and made the process seamless." – ⭐️⭐️⭐️⭐️⭐️ Google Review

Why This Matters

Buying a home isn’t just a financial decision—it’s a lifestyle choice. If you're dreaming of a place where you can breathe, create, and live on your own terms, a non-HOA home may be the perfect fit.